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[{"$f":"HLOOKUP(H1,Sprachen!C3:F50,22,0)","v":"Monatliche volle Invalidenrente"},null,null,null,null,{"$f":"HLOOKUP(H1,Sprachen!C3:F50,24,0)","v":"50% des versicherten Lohnes"},null,{"$f":"MROUND(60%*(H17+H18)/12,0.05)*B90","v":48396},{"$f":"MROUND(60%*(I17+I18)/12,0.05)*B90","v":48396}]
[{"$f":"HLOOKUP(H1,Sprachen!C3:F50,23,0)","v":"Monatliche Invaliden-Kinderrente pro Kind bis Alter 18/25"},null,null,null,null,{"$f":"HLOOKUP(H1,Sprachen!C3:F50,25,0)","v":"20% der Invalidenrente"},null,{"$f":"MROUND(12%*(H17+H18)/12,0.05)*B90","v":9679.2000000000007},{"$f":"MROUND(12%*(I17+I18)/12,0.05)*B90","v":9679.2000000000007},"IV-Kinderrente ausgeblendet, das BVG-Minimum und damit Berechnung nicht möglich ohne BVG-Altersguthaben "]
[]
[]
[{"$f":"HLOOKUP(H1,Sprachen!C3:F50,26,0)","v":"Todesfallleistungen"},null,null,null,null,null,null,{"$f":"HLOOKUP(H1,Sprachen!C3:F50,39,0)","v":"Monatsrente"},{"$f":"HLOOKUP(H1,Sprachen!C3:F50,39,0)","v":"Monatsrente"}]
[{"$f":"HLOOKUP(H1,Sprachen!C3:F50,27,0)","v":"Monatliche Ehegattenrente"},null,null,null,null,{"$f":"HLOOKUP(H1,Sprachen!C3:F50,28,0)","v":"36% des versicherten Lohnes"},null,{"$f":"MROUND(36%*(H17+H18)/12,0.05)*B90","v":29037.600000000002},{"$f":"MROUND(36%*(I17+I18)/12,0.05)*B90","v":29037.600000000002}]
[{"$f":"HLOOKUP(H1,Sprachen!C3:F50,29,0)","v":"Monatliche Waisenrente pro Kind bis Alter 18/25"},null,null,null,null,{"$f":"HLOOKUP(H1,Sprachen!C3:F50,30,0)","v":"20% der Invalidenrente"},null,{"$f":"MROUND(12%*(H17+H18)/12,0.05)*B90","v":9679.2000000000007},{"$f":"MROUND(12%*(I17+I18)/12,0.05)*B90","v":9679.2000000000007}]
[]
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[]
[]
[]
["Finanzierung",null,null,"Versicherter","Versicherter","Firma","Firma","Total","Total"]
["Jährliche Altersgutschrift",null,null,null,null,null,null,{"$f":"D60+F60","v":0},{"$f":"F60+H60","v":0}]
["Jährliche Risikoprämie",null,null,null,null,null,null,{"$f":"D61+F61","v":0},{"$f":"F61+H61","v":0}]
["Jahrliche Verwaltungskosten",null,null,null,null,null,null,{"$f":"D62+F62","v":0},{"$f":"F62+H62","v":0}]
["Monatlicher PK-Beitrag",null,null,null,null,null,null,{"$f":"D63+F63","v":0},{"$f":"F63+H63","v":0}]
[]
[{"$f":"HLOOKUP(H1,Sprachen!C3:F50,31,0)","v":"Zusätzliche Informationen"}]
["Maximal mögliche persönliche Einlage",null,null,null,null,null,null,{"$f":"D66+F66","v":0},{"$f":"F66+H66","v":0}]
[]
[{"$f":"HLOOKUP(H1,Sprachen!C3:F50,34,0)","v":"Zinssatz für die Hochrechnung des Altersguthabens:"}]
[{"$f":"YEAR(F22)","v":2021},{"$f":"VLOOKUP(A69,Zinsen!C9:D33,2,1)","v":0.01}]
[{"$f":"A69+1","v":2022},{"$f":"VLOOKUP(A70,Zinsen!C9:D33,2,1)","v":0.01}]
[{"$f":"A70+1&\" - \"&YEAR(H10)+65","v":"2023 - 2037"},{"$f":"VLOOKUP(A70+1,Zinsen!C9:D33,2,1)","v":0.01}]
[{"$f":"HLOOKUP(H1,Sprachen!C3:F70,67,0)","v":"Wahl Zinssatz"},null,{"$f":"A71","v":"2023 - 2037"},null,null,null,null,null,null,null,"Einkauf","Vorbezug",null,{"$f":"A70+1","v":2023}]
[{"$f":"HLOOKUP(H1,Sprachen!C3:F50,46,0)","v":"Freiwilliger Einkauf"},null,null,null,{"$f":"HLOOKUP(H1,Sprachen!C3:F60,49,0)","v":"Vorbezug für Wohneigenum"},null,null,{"$f":"HLOOKUP(H1,Sprachen!C3:F60,50,0)","v":"Teilung infolge Scheidung"},null,null,"Wert 31.12.","Wert 31.12."]
["Maximal mögliche persönliche Einlage"]
[]
[{"$f":"HLOOKUP(H1,Sprachen!C3:F50,47,0)","v":"Betrag"},null,null,null,{"$f":"HLOOKUP(H1,Sprachen!C3:F50,47,0)","v":"Betrag"},null,null,{"$f":"HLOOKUP(H1,Sprachen!C3:F50,47,0)","v":"Betrag"},null,null,{"$f":"IF(YEAR(B77)=YEAR(H21),MROUND((1+B69/360*DAYS360(B77,K79))*B76,0.05),0)","v":0},{"$f":"-IF(YEAR(F77)=YEAR(H21),MROUND((1+B69/360*DAYS360(F77,L79))*F76,0.05),0)","v":0},null,null,null,{"$f":"DAYS360(B77,K79)","v":415}]
[{"$f":"HLOOKUP(H1,Sprachen!C3:F50,48,0)","v":"Datum"},{"$f":"TODAY()","v":"2020-11-06"},null,null,{"$f":"HLOOKUP(H1,Sprachen!C3:F50,48,0)","v":"Datum"},{"$f":"TODAY()","v":"2020-11-06"},null,{"$f":"HLOOKUP(H1,Sprachen!C3:F50,48,0)","v":"Datum"},{"$f":"TODAY()","v":"2020-11-06"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(OR(B76<>0,F76<>0,I76<>0),0,1)","v":1}]
[null,null,null,null,null,null,null,null,null,null,{"$f":"DATE(YEAR(H21),12,31)","v":"2021-12-31"},{"$f":"K79","v":"2021-12-31"}]
[{"$f":"HLOOKUP(H1,Sprachen!C3:F50,32,0)","v":"Diese Berechnung dient ausschliesslich zu Informationszwecken."}]
[{"$f":"HLOOKUP(H1,Sprachen!C3:F50,33,0)","v":"Massgebend für die Höhe der Leistungen und der Beiträge sind die Bestimmungen des Pensionskassenreglements."}]
[]
[]
[]
[]
[]
[]
[]
[]
["Werte pro Jahr",{"$f":"VLOOKUP(A90,Zins_u_Sparpläne!G7:H8,2,0)","v":12}]

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[]
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[]
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[null,1972,2096,124,{"$f":"VLOOKUP(C149,Zinsen!$C$9:$E$73,3,1)","v":0.01},12,null,{"$f":"MONTH(Ausweis!$H$10)","v":9},0,0,0,null,1972,2096,124,{"$f":"VLOOKUP(N149,Zinsen!$C$9:$E$73,3,1)","v":0.01},12,null,{"$f":"MONTH(Ausweis!$H$10)","v":9},0,0,0,null,1972,2096,124,{"$f":"VLOOKUP(Y149,Zinsen!$C$9:$E$73,3,1)","v":0.01},12,null,{"$f":"MONTH(Ausweis!$H$10)","v":9},0,0,0]
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{"sheet":"Zins_u_Sparpläne","index":4,"n_rows":48,"n_cols":18,"rows_kept":48,"cut":false,"hidden":true,"merged":[]}
["Verzinsung",null,null,null,null,null,"Feld für Berechnung Plandefinition",null,null,null,null,null,null,null,null,null,"Drop-down"]
[null,null,null,null,null,null,"Minimal",1,null,null,null,null,null,null,null,1,{"$f":"HLOOKUP(Ausweis!H1,Sprachen!C3:F39,35,0)","v":"Minimalplan"},1]
[null,null,null,null,null,null,"Standard",2,null,null,null,null,null,null,null,2,{"$f":"HLOOKUP(Ausweis!H1,Sprachen!C3:F39,36,0)","v":"Standardplan"},2]
[null,null,null,null,null,null,"Maximal",3,null,null,null,null,null,null,null,3,{"$f":"HLOOKUP(Ausweis!H1,Sprachen!C3:F39,37,0)","v":"Maximalplan"},3]
[]
[]
[null,null,null,null,null,null,"Werte pro Monat",1]
[null,null,null,null,null,null,"Werte pro Jahr",12]
[]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,"Übersetzung in D für Planwahl für Makro"]
[null,null,null,null,null,null,null,null,null,"Minimalplan","Minimal",null,{"$f":"VLOOKUP(Ausweis!H7,Zins_u_Sparpläne!J14:K25,2,0)","v":"Standard"}]
[null,null,null,null,null,null,null,null,null,"Standardplan","Standard"]
[null,null,null,null,null,null,null,null,null,"Maximalplan","Maximal"]
[null,null,null,null,null,null,null,null,null,"Plan minimal","Minimal"]
[null,null,null,null,null,null,null,null,null,"Plan standard","Standard"]
[null,null,null,null,null,null,null,null,null,"Plan maximal","Maximal"]
[null,null,null,null,null,null,null,null,null,"Piano minimo ","Minimal"]
[null,null,null,null,null,null,null,null,null,"Piano standard","Standard"]
[null,null,null,null,null,null,null,null,null,"Piano massimo","Maximal"]
[null,null,null,null,null,null,null,null,null,"Minimum plan ","Minimal"]
[null,null,null,null,null,null,null,null,null,"Standard plan ","Standard"]
[null,null,null,null,null,null,null,null,null,"Maximum plan","Maximal"]
[]
[]
[]
[]
[null,null,null,null,null,null,"Drop-Down Lohnerhöhung",null,null,"Drop-Down Individueller Zins"]
[null,null,null,null,null,null,0,null,null,0]
[null,null,null,null,null,null,{"$f":"G31+0.5%","v":5.0000000000000001E-3},null,null,{"$f":"J31+0.5%","v":5.0000000000000001E-3}]
[null,null,null,null,null,null,{"$f":"G32+0.5%","v":0.01},null,null,{"$f":"J32+0.5%","v":0.01}]
[null,null,null,null,null,null,1.4999999999999999E-2,null,null,1.4999999999999999E-2]
[null,null,null,null,null,null,0.02,null,null,0.02]
[null,null,null,null,null,null,2.5000000000000001E-2,null,null,2.5000000000000001E-2]
[null,null,null,null,null,null,3.0000000000000002E-2,null,null,3.0000000000000002E-2]
[null,null,null,null,null,null,3.5000000000000003E-2,null,null,3.5000000000000003E-2]
[null,null,null,null,null,null,0.04,null,null,0.04]
[null,null,null,null,null,null,4.4999999999999998E-2,null,null,4.4999999999999998E-2]
[null,null,null,null,null,null,4.9999999999999996E-2,null,null,4.9999999999999996E-2]
[]
[]
[]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,{"$f":"VLOOKUP(Ausweis!H5,Zinsen!F10:G56,2,1)","v":28680}]

{"sheet":"Sprachen","index":5,"n_rows":71,"n_cols":6,"rows_kept":71,"cut":false,"hidden":true,"merged":[]}
[]
[]
[1,null,"D","F","I","E"]
[2,1,"Schindler Pensionskasse","Caisse de Pension Schindler","Cassa pensioni Schindler","Schindler Pension Fund"]
[3,2,"Personaldaten","Données personnelles","Dati personali ","Personal data"]
[4,3,"Geburtsdatum","Date de naissance","Data di nascita","Date of birth"]
[5,4,"Altersrücktritt Alter 65","Date de retraite (65 ans)","Pensionamento a 65 anni ","Retirement age 65"]
[6,5,"Lohndaten","Données du salaire","Salari ","Salary data"]
[7,"5b","Beschäftigungsgrad","Degré d'activité ","Grado d'attività","Activity rate"]
[8,6,"Massgebender Jahreslohn","Salaire annuel annoncé","Salario annuale dichiarato ","Announced annual salary"]
[9,7,"Koordinationsabzug","Montant de coordination ","Importo di coordinamento ","Coordination deduction "]
[10,8,"Versicherter Lohn","Salaire assuré","Salario assicurato","Insured salary"]
[11,9,"Vorsorgeausweis - Simulation","Cerificat de prévoyance - Simulation","Certificato die previdenza - Simulazione","Insurance certificate - Simulation"]
[12,10,"Altersguthaben","Avoir de vieillesse   ","Avere di vecchiaia","Retirement assets"]
[13,11,"Vorhandenes Altersguthaben per","Avoir de vieillesse accumulé au ","Avere di vecchiaia accumulato il 01.01.2018","Accrued retirement assets as at 01.01.2018"]
[14,"11a","Voraussichtliches Altersguthaben per 01.01.2017","Avoir de vieillesse projeté au 01.01.2017","Avere di vecchiaia proiettato al 01.01.2017","Projected retirement assets as at 01.01.2017"]
[15,"11b","Erhöhung Altersguthaben / Einmalgutschrift per 01.01.2018","Augmentation de l'avoir de vieillesse / Versement unique au 01.01.2018","Aumento dell'avere di vecchiaia / Accredito unico al 01.01.2018","Increase in retirement assets / One-off credit as at 01.01.2018"]
[16,"11c","Total Altersguthaben per 01.01.2018","Avoir de vieillesse total au 01.01.2018","Avere di vecchiaia totale al 01.01.2018","Total retirement assets as at 01.01.2018"]
[17,12,"Altersleistungen","Prestations de vieillesse ","Prestazioni di vecchiaia","Retirement assets"]
[18,13,"Umwand-\nlungssatz","Taux de conversion ","Aliquota di conversione","Conversion rate"]
[19,14,"Proijziertes Altersguthaben","Capital vieillesse projeté","Capitale di vecchiaia proiettato","Projected retirement capital"]
[20,15,"Altersrente","Rente de vieillesse","Rendita di vecchiaia","Pension"]
[21,16,"Invaliditätsleistungen","Prestations d'invalidité","Prestazioni  d'invalidità","Disability benefits"]
[22,17,"Monatliche volle Invalidenrente","Rente d'invalidité mensuelle","Rendita mensile d'invalidità","Disability pension "]
[23,18,"Monatliche Invaliden-Kinderrente pro Kind bis Alter 18/25","Rente d'enfant mensuelle par enfant, jusqu' à la 18e/25e année","Rendita mensile per figli per figlio, fino a 18/25","Child's pension to be paid up to the age of 18/25"]
[24,19,"50% des versicherten Lohnes","50% du salaire assuré","50% del salario assicurato","50% of the insured salary"]
[25,19,"20% der Invalidenrente","20% de la rente d'invalidité","20% della rendita d'invalidità","20% of disability pension"]
[26,21,"Todesfallleistungen","Prestations en cas de décès","Prestazioni in caso di decesso","Death benefits"]
[27,22,"Monatliche Ehegattenrente","Rente de conjoint mensuelle","Rendita mensile per coniugi ","Spouse's pension "]
[28,19,"36% des versicherten Lohnes","36% du salaire assuré","36% del salario assicurato","36% of the insured salary"]
[29,23,"Monatliche Waisenrente pro Kind bis Alter 18/25","Rente d'orphelin mensuelle par enfant, jusqu' à la 18e/25e année","Rendita mensile per orfani per figlio, fino a 18/25","Orphan's pension to be paid up to the age of 18/25"]
[30,"23a","20% der Invalidenrente","20% de la rente d'invalidité","20% della rendita d'invalidità","20% of disability pension"]
[31,24,"Zusätzliche Informationen","Informations complémentaires","Informazioni supplementari ","Additional information "]
[32,25,"Diese Berechnung dient ausschliesslich zu Informationszwecken.","Ce certificat est exclusivement pour votre information.","Questo certificato serve esclusivamente per sua informazione.","This certificate replaces all former ones; it is only for your information"]
[33,26,"Massgebend für die Höhe der Leistungen und der Beiträge sind die Bestimmungen des Pensionskassenreglements.","Les prescriptions du règlement de la caisse de pension sont applicables pour les calculs des prestations.","Per i calcoli di prestazione fanno stato le disposizioni del regolamento della cassa pensione.","The rules of the pension fund alone will be binding for the calculation of the benefits"]
[34,27,"Zinssatz für die Hochrechnung des Altersguthabens:","Taux d'intérêts pour la projection de l'avoir de vieillesse","Tasso d'Interesse utilizzato per la proiezione del capitale di vecchiaia","Interest rate to project retirement capital"]
[35,28,"Minimalplan","Plan minimal","Piano minimo ","Minimum plan "]
[36,29,"Standardplan","Plan standard","Piano standard","Standard plan "]
[37,30,"Maximalplan","Plan maximal","Piano massimo","Maximum plan"]
[38,null,"Sparplan","Plan d'épargne","Piano di risparmio","Savings Plan"]
[39,null,"Monatsrente","Rente mensuelle","Rendita mensile","Pension per month"]
[40,null,"Bitte orange markierte Zellen ausfüllen ","Remplir les cellules oranges svp","Si prega di compilare le celle di colore arancione","Please fill in the orange cells"]
[41,null,"ab 2018","à partir de 2018","dal 2018","as of 2018"]
[42,null,"Alter","Age","Anni","Age"]
[43,null,"Name","Nom","Nome","Last Name"]
[44,null,"Vorname","Prénom","Cognome","First Name"]
[45,null,"Versicherter Lohn (VL2)","Salaire assuré (SA2)","Salario assicurato (SA2)","Insured salary (IS2)"]
[46,null,"Freiwilliger Einkauf","Rachat personnel","Riacquisto Volontario","Personal voluntary purchase"]
[47,null,"Betrag","Montant","Importo","Amount"]
[48,null,"Datum","Date","Data","Date"]
[49,null,"Vorbezug für Wohneigenum","Accession à la propriété","Prelievo anticipato per finanziamento della proprietà ","Withdrawal for home ownership"]
[50,null,"Teilung infolge Scheidung","Partage en cas de divorce","Conguaglio in casa di dovorce","Split due to divorce"]
[51,null,"Finanzierung | Beiträge","Financement | Cotisation","Finanziamento | Cotributi","Financing | Contributions"]
[52,null,"Sparen","Épargne","Risparmio","Savings"]
[53,null,"Risiko","Risque","Ritiro","Risk"]
[54,null,"Verwaltungskosten","Frais de gestion","Administrazione","Administrative costs"]
[55,null,"Total Monatsbeitrag","Cotisations mensuelle totale","Totale Contributo mensile","Total Contribution per month"]
[56,null,"Vers. (VL1)","Assuré (SA1)","Assi (Sal Ann 1)","Empl. (Sal 1)"]
[57,null,"Vers. (VL2)","Assuré (SA2)","Assi (Sal Ann 2)","Empl. (Sal 2)"]
[58,null,"Versicherter","Assuré","Assicurato","Employee"]
[59,null,"Firma","Employeur","Ditta","Employer"]
[60,null,"Total","Total","Totale","Total"]
[61,null,"Lohnerhöhung pro Jahr","Augmentation annuelle de salaire","Aumento salariale annualmente","Annual Salary Increase"]
[62,null,"Rote Zellen für Simulationen","Cellules rouges pour des simulations","Cellule rosse per simulazione","red cells for simulations"]
[63,null,"Vorzeitige oder aufgeschobene Pensionierung","Retraite anticipée ou différée","Pensionamento anticipato o differito","Early or deferred retirement"]
[64,null,"Wert mit Berücksichtigung Vorbezug CHF ","Montants avec accession à la propriété CHF ","Valore con prelievo anticipato CHF ","Values takting into account withdrwal for home ownership CHF "]
[65,null,"Wert mit Berücksichtigung Auszahlung Scheidung CHF ","Montants avec payment divorce CHF ","Valore con conguaglio in casa di dovorce CHF ","Values takting into account split due to divorce CHF "]
[66,null,"Wert mit Berücksichtigung Einkauf CHF ","Montants avec rachat CHF ","Valore con riacquisto volontario CHF ","Values takting into account voluntary purchase CHF "]
[67,null,"Wahl Zinssatz","Choix du taux d'intérêts ","Scelta del tasso di interesse","Choice of interest rate"]
[68,null,"Lohnerhöhung pro Jahr","Augmentation annuelle du salaire","Aumento salariale annuale","Annual wage increase"]
[69,null,"Total Jahresbeitrag","Cotisations annuelles totale","Totale Contributo annuo","Total Contribution per year"]

{"sheet":"UWS","index":6,"n_rows":134,"n_cols":22,"rows_kept":134,"cut":false,"hidden":true,"merged":[]}
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[1,{"$f":"A2+1","v":2},{"$f":"B2+1","v":3},4,5,6,7,8,9,10,11,12,13,14,15,16]
["Jahrgang","Jahr","UWS Alter 65\nAktuell","UWS Alter 58\nNeu","UWS Alter 59\nNeu","UWS Alter 60\nNeu","UWS Alter 61\nNeu","UWS Alter 62\nNeu","UWS Alter 63\nNeu","UWS Alter 64\nNeu","UWS Alter 65\nNeu","UWS Alter 66\nNeu","UWS Alter 67\nNeu","UWS Alter 68\nNeu","UWS Alter 69\nNeu","UWS Alter 70\nNeu"]
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[{"$f":"A4+1","v":1951},2016,{"$f":"C4","v":0.06},{"$f":"E5-0.15%","v":4.9999999999999989E-2},5.149999999999999E-2,5.2999999999999992E-2,5.4499999999999993E-2,5.5999999999999994E-2,5.7499999999999996E-2,5.8999999999999997E-2,6.0499999999999998E-2,6.2E-2,6.3500000000000001E-2,6.5000000000000002E-2,6.6500000000000004E-2,6.8000000000000005E-2]
[{"$f":"A5+1","v":1952},2017,{"$f":"C5","v":0.06},{"$f":"E6-0.15%","v":4.9499999999999988E-2},5.099999999999999E-2,5.2499999999999991E-2,5.3999999999999992E-2,5.5499999999999994E-2,5.6999999999999995E-2,5.8499999999999996E-2,0.06,6.1499999999999999E-2,6.3E-2,6.4500000000000002E-2,6.6000000000000003E-2,6.7500000000000004E-2]
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["UWS",{"$f":"IF(B2=\"Alt\",VLOOKUP(YEAR(B12),UWS!$A$4:$K$84,3,1),VLOOKUP(YEAR(B12),UWS!$A$4:$K$84,4,1))","v":3.9599999999999934E-2},null,{"$f":"IF(D2=\"Alt\",VLOOKUP(YEAR(D12),UWS!$A$4:$K$84,3,1),VLOOKUP(YEAR(D12),UWS!$A$4:$K$84,4,1))","v":3.9599999999999934E-2},null,{"$f":"IF(F2=\"Alt\",VLOOKUP(YEAR(F12),UWS!$A$4:$K$84,3,1),VLOOKUP(YEAR(F12),UWS!$A$4:$K$84,4,1))","v":3.9599999999999934E-2},null,{"$f":"IF(H2=\"Alt\",VLOOKUP(YEAR(H12),UWS!$A$4:$K$84,3,1),VLOOKUP(YEAR(H12),UWS!$A$4:$K$84,4,1))","v":3.9599999999999934E-2},null,{"$f":"IF(J2=\"Alt\",VLOOKUP(YEAR(J12),UWS!$A$4:$K$84,3,1),VLOOKUP(YEAR(J12),UWS!$A$4:$K$84,4,1))","v":3.9599999999999934E-2},null,{"$f":"IF(L2=\"Alt\",VLOOKUP(YEAR(L12),UWS!$A$4:$K$84,3,1),VLOOKUP(YEAR(L12),UWS!$A$4:$K$84,4,1))","v":0.06},null,{"$f":"IF(N2=\"Alt\",VLOOKUP(YEAR(N12),UWS!$A$4:$K$84,3,1),VLOOKUP(YEAR(N12),UWS!$A$4:$K$84,4,1))","v":3.9599999999999934E-2}]
[]
[]
["Stichtag Umstellung","2017-01-01",null,"2017-01-01",{"$f":"(1-(D7-INT(D7)))","v":0.75}]
["Alter per Stichtag Umstellung",{"$f":"YEAR(B6)-YEAR(B12)+(MONTH(B6)-(MONTH(B12)+1))/12","v":44.25},null,{"$f":"YEAR(D6)-YEAR(D12)+(MONTH(B6)-(MONTH(D12)+1))/12","v":44.25}]
["Altersguthaben per Stichtag Umstellung",{"$f":"MROUND(B22,0.05)","v":49373.65},null,{"$f":"MROUND(D22,0.05)","v":49373.65}]
["Erhöhung AGH Stichtag Umstellung in %",{"$f":"IF(B2=\"Neu\",15.38%*(VLOOKUP(INT(B7),Anspruch!B4:C52,2,1)*(1-(D7-INT(D7)))+VLOOKUP(INT(D7+1),Anspruch!B4:C52,2,1)*(D7-INT(D7))),0)","v":0},null,{"$f":"IF(D2=\"Neu\",15.38%*(VLOOKUP(INT(D7),Anspruch!B4:C52,2,1)*(1-(D7-INT(D7)))+VLOOKUP(INT(D7+1),Anspruch!B4:C52,2,1)*(D7-INT(D7))),0)","v":0},{"$f":"VLOOKUP(INT(D7),Anspruch!B4:C52,2,1)*(1-(D7-INT(D7)))+VLOOKUP(INT(D7+1),Anspruch!B4:C52,2,1)*(D7-INT(D7))","v":0},{"$f":"IF(F2=\"Neu\",0,0)","v":0},null,{"$f":"IF(H2=\"Neu\",0,0)","v":0},null,{"$f":"IF(J2=\"Neu\",0,0)","v":0},null,{"$f":"IF(L2=\"Neu\",0,0)","v":0},null,{"$f":"IF(N2=\"Neu\",0,0)","v":0}]
["Erhöhung AGH Stichtag Umstellung in CHF",{"$f":"B9*B8","v":0},null,{"$f":"MROUND(D9*Ausweis!I23,0.05)","v":0}]
["Stichtag",{"$f":"Ausweis!F22","v":"2021-01-01"},null,{"$f":"Ausweis!F22","v":"2021-01-01"},{"$f":"(1+D31)^(YEAR(D12)+65-YEAR(D6))*(1+D31/12*MONTH(D12))*D10","v":0},{"$f":"$B$11","v":"2021-01-01"},null,{"$f":"$B$11","v":"2021-01-01"},null,{"$f":"$B$11","v":"2021-01-01"},null,{"$f":"$B$11","v":"2021-01-01"},null,{"$f":"$B$11","v":"2021-01-01"}]
["Geburtsdatum",{"$f":"Ausweis!H10","v":"1972-09-21"},null,{"$f":"Ausweis!I10","v":"1972-09-21"},{"$f":"(YEAR(D12)+65-YEAR(D6))","v":20},{"$f":"B12","v":"1972-09-21"},null,{"$f":"B12","v":"1972-09-21"},null,{"$f":"B12","v":"1972-09-21"},null,{"$f":"B12","v":"1972-09-21"},null,{"$f":"B12","v":"1972-09-21"}]
["BVG-Alter",{"$f":"YEAR(B11)-YEAR(B12)","v":49},null,{"$f":"YEAR(D11)-YEAR(D12)","v":49},null,{"$f":"YEAR(F11)-YEAR(F12)","v":49},null,{"$f":"YEAR(H11)-YEAR(H12)","v":49},null,{"$f":"YEAR(J11)-YEAR(J12)","v":49},null,{"$f":"YEAR(L11)-YEAR(L12)","v":49},null,{"$f":"YEAR(N11)-YEAR(N12)","v":49}]
["Alter per Stichtag",{"$f":"YEAR(B11)-YEAR(B12)+(MONTH(B11)-(MONTH(B12)+1))/12","v":48.25},null,{"$f":"YEAR(D11)-YEAR(D12)+(MONTH(D11)-(MONTH(D12)+1))/12","v":48.25},null,{"$f":"YEAR(F11)-YEAR(F12)+(MONTH(F11)-(MONTH(F12)+1))/12","v":48.25},null,{"$f":"YEAR(H11)-YEAR(H12)+(MONTH(H11)-(MONTH(H12)+1))/12","v":48.25},null,{"$f":"YEAR(J11)-YEAR(J12)+(MONTH(J11)-(MONTH(J12)+1))/12","v":48.25},null,{"$f":"YEAR(L11)-YEAR(L12)+(MONTH(L11)-(MONTH(L12)+1))/12","v":48.25},null,{"$f":"YEAR(N11)-YEAR(N12)+(MONTH(N11)-(MONTH(N12)+1))/12","v":48.25}]
["Alter per 01.01.2018 ",{"$f":"YEAR(B6)-YEAR(B12)+(MONTH(B6)-(MONTH(B12)+1))/12","v":44.25},null,{"$f":"YEAR(D6)-YEAR(D12)+(MONTH(D6)-(MONTH(D12)+1))/12","v":44.25}]
["Rentenalter",65,{"$f":"(((MONTH(B11)-1)*30)+DAY(B11))","v":1},{"$f":"B16","v":65},null,65,null,65,null,65,null,65,null,65]
["Vers Lohn Jahr 1",{"$f":"Ausweis!H17","v":80660},null,{"$f":"B17","v":80660},null,{"$f":"B17","v":80660},null,{"$f":"B17","v":80660},null,{"$f":"B17","v":80660},null,{"$f":"B17","v":80660},null,{"$f":"B17","v":80660}]
["Vers Lohn Jahr 2 ",{"$f":"B17","v":80660},null,{"$f":"B18","v":80660},null,{"$f":"B18","v":80660},null,{"$f":"B18","v":80660},null,{"$f":"B18","v":80660},null,{"$f":"B18","v":80660},null,{"$f":"B18","v":80660}]
["Altersguthaben per Stichtag Ausweis",{"$f":"Ausweis!H22","v":31246},{"$f":"B19/B18","v":0.38737912224150756},{"$f":"$B$19","v":31246},{"$f":"D19/D18","v":0.38737912224150756},{"$f":"$B$19","v":31246},{"$f":"F19/F18","v":0.38737912224150756},{"$f":"$B$19","v":31246},{"$f":"H19/H18","v":0.38737912224150756},{"$f":"$B$19","v":31246},{"$f":"J19/J18","v":0.38737912224150756},{"$f":"$B$19","v":31246},{"$f":"L19/L18","v":0.38737912224150756},{"$f":"$B$19","v":31246},{"$f":"N19/N18","v":0.38737912224150756}]
["Altersguthaben 31.12. Vorjahr",{"$f":"(B19-(VLOOKUP(B13,A87:B136,2)*(B17)/360)*(((MONTH(B11)-1)*30)+DAY(B11)))/(1+B29/360*(((MONTH(B11)-1)*30)+DAY(B11)))+'Berechnung VL2'!B20","v":31195.505152634651},null,{"$f":"(B19-(VLOOKUP(B13,A87:B136,2)*(B17)/360)*(((MONTH(B11)-1)*30)+DAY(B11)))/(1+B29/360*(((MONTH(B11)-1)*30)+DAY(B11)))+'Berechnung VL2'!B20","v":31195.505152634651}]
[{"$f":"\"Altersguthaben Stichtag 01.01.\"&YEAR(B11)","v":"Altersguthaben Stichtag 01.01.2021"},{"$f":"(B19-VLOOKUP(B13,'AGS Finanzierung'!$B$8:$E$57,$B$35+1)*(B17)/360)/(1+B29/360*1)","v":31195.505152634651},{"$f":"(B19-(VLOOKUP(B13,A87:B136,2)*(B17)/360)*(((MONTH(B11)-1)*30)+DAY(B11)))/(1+B31/360*(((MONTH(B11)-1)*30)+DAY(B11)))","v":31195.505152634651},{"$f":"(B19-VLOOKUP(B13,'AGS Finanzierung'!$B$8:$E$57,$B$35+1)*(B17)/360)/(1+B29/360*1)","v":31195.505152634651}]
[{"$f":"\"Altersguthaben 31.12.\"&YEAR(B11)","v":"Altersguthaben 31.12.2021"},{"$f":"B20*(1+B29)+VLOOKUP(B13,'AGS Finanzierung'!$B$8:$E$57,$B$35+1)*(B17)","v":49373.650204160993},null,{"$f":"D20*(1+D29)+VLOOKUP(D13,'AGS Finanzierung'!$B$8:$E$57,$D$35+1)*(D17)","v":49373.650204160993}]
[{"$f":"\"Altersguthaben 31.12.\"&YEAR(B11)+1","v":"Altersguthaben 31.12.2022"},{"$f":"B22*(1+B30)+VLOOKUP(B13+1,'AGS Finanzierung'!$B$8:$E$57,$B$35+1)*(B18)","v":67733.576706202599},null,{"$f":"D22*(1+D30)+VLOOKUP(D13+1,'AGS Finanzierung'!$M$8:$P$57,$D$35+1)*(D18)","v":67733.576706202599}]
["Altersabhängiger Ausgleich",{"$f":"VLOOKUP(INT(B14),Anspruch!$B$3:$C$100,2,0)*(1-(B14-INT(B14)))+VLOOKUP(INT(B14)+1,Anspruch!$B$3:$C$100,2,0)*(B14-INT(B14))","v":0},{"$f":"C21*(1+B31/360*(((MONTH(B11)-1)*30)+DAY(B11)))+(VLOOKUP(B13,'AGS Finanzierung'!$B$8:$E$57,$B$35+1)*(B17)/360)*(((MONTH(B11)-1)*30)+DAY(B11))","v":31246},{"$f":"VLOOKUP(INT(D14),Anspruch!$B$3:$C$100,2,0)*(1-(D14-INT(D14)))+VLOOKUP(INT(D14)+1,Anspruch!$B$3:$C$100,2,0)*(D14-INT(D14))","v":0},null,{"$f":"VLOOKUP(INT(F14),Anspruch!$B$3:$C$100,2,0)*(1-(F14-INT(F14)))+VLOOKUP(INT(F14)+1,Anspruch!$B$3:$C$100,2,0)*(F14-INT(F14))","v":0},null,{"$f":"VLOOKUP(INT(H14),Anspruch!$B$3:$C$100,2,0)*(1-(H14-INT(H14)))+VLOOKUP(INT(H14)+1,Anspruch!$B$3:$C$100,2,0)*(H14-INT(H14))","v":0},null,{"$f":"VLOOKUP(INT(J14),Anspruch!$B$3:$C$100,2,0)*(1-(J14-INT(J14)))+VLOOKUP(INT(J14)+1,Anspruch!$B$3:$C$100,2,0)*(J14-INT(J14))","v":0},null,{"$f":"VLOOKUP(INT(L14),Anspruch!$B$3:$C$100,2,0)*(1-(L14-INT(L14)))+VLOOKUP(INT(L14)+1,Anspruch!$B$3:$C$100,2,0)*(L14-INT(L14))","v":0},null,{"$f":"VLOOKUP(INT(N14),Anspruch!$B$3:$C$100,2,0)*(1-(N14-INT(N14)))+VLOOKUP(INT(N14)+1,Anspruch!$B$3:$C$100,2,0)*(N14-INT(N14))","v":0},null,{"$f":"VLOOKUP(B13,'AGS Finanzierung'!$B$8:$E$57,$B$35+1)","v":0.2215}]
["Erhöhung Altersguthaben gemäss Alter",{"$f":"MROUND(B9*B24,0.0001)","v":0},null,{"$f":"MROUND(D9*D24,0.0001)","v":0},null,{"$f":"MROUND(F9*F24,0.0001)","v":0},null,{"$f":"MROUND(H9*H24,0.0001)","v":0},null,{"$f":"MROUND(J9*J24,0.0001)","v":0},null,{"$f":"MROUND(L9*L24,0.0001)","v":0},null,{"$f":"MROUND(N9*N24,0.0001)","v":0},null,{"$f":"B19*(1+B29)+B107*B17","v":42245.91}]
["Erhöhung Altersguthaben in CHF",{"$f":"B25*B19","v":0},null,{"$f":"D25*D19","v":0},null,{"$f":"F25*F19","v":0},null,{"$f":"H25*H19","v":0},null,{"$f":"J25*J19","v":0},null,{"$f":"L25*L19","v":0},null,{"$f":"N25*N19","v":0}]
["Einlage im Jahr 1",{"$f":"B26","v":0},543329.19999999995,{"$f":"D26","v":0},null,{"$f":"F26","v":0},null,{"$f":"H26","v":0},null,{"$f":"J26","v":0},null,{"$f":"L26","v":0},null,{"$f":"N26","v":0}]
["Datum Einlage","2018-01-01",{"$f":"VLOOKUP(B13,'AGS Finanzierung'!$B$8:$E$57,$B$35+1)*(B17)","v":17866.189999999999},"2018-01-01",{"$f":"B19","v":31246},"2018-01-01",null,"2018-01-01",null,"2018-01-01",null,"2018-01-01",null,"2018-01-01"]
[{"$f":"\"Zins im Jahr 1:  \"&YEAR(B11)","v":"Zins im Jahr 1:  2021"},{"$f":"VLOOKUP(YEAR(B11),Zinsen!C9:D33,2,1)","v":0.01},{"$f":"C27*(1+B29/4)+C28/4","v":549154.07049999991},{"$f":"B29","v":0.01},{"$f":"1.25%/360","v":3.4722222222222222E-5},{"$f":"B29","v":0.01},null,{"$f":"B29","v":0.01},null,{"$f":"B29","v":0.01},null,{"$f":"B29","v":0.01},null,{"$f":"B29","v":0.01}]
[{"$f":"\"Zins im Jahr 2:  \"&YEAR(B11)+1","v":"Zins im Jahr 2:  2022"},{"$f":"VLOOKUP(YEAR(B11)+1,Zinsen!C9:D33,2,1)","v":0.01},null,{"$f":"B30","v":0.01},{"$f":"E28/(1+E29)","v":31244.915107114339}]
["Zins Projektion",{"$f":"VLOOKUP(YEAR(B11)+2,Zinsen!C9:D33,2,1)","v":0.01},{"$f":"C27*(1+B29/360*91)+C28/360*91","v":549218.79128333321},{"$f":"B31","v":0.01},{"$f":"B18*18%/360","v":40.33},{"$f":"B31","v":0.01},null,{"$f":"B31","v":0.01},null,{"$f":"B31","v":0.01},null,{"$f":"B31","v":0.01},null,{"$f":"B31","v":0.01}]
["Sparplan Jahr 1",{"$f":"B1","v":"Standard"},null,{"$f":"D1","v":"Standard"},{"$f":"10%*Ausweis!H18/360","v":0},{"$f":"F1","v":"Minimal"},null,{"$f":"H1","v":"Standard"},null,{"$f":"J1","v":"Standard"},null,{"$f":"L1","v":"Maximal"},null,{"$f":"N1","v":"Maximal"}]
["Sparplan ab Jahr 1",{"$f":"B32","v":"Standard"},null,{"$f":"D32","v":"Standard"},{"$f":"E30-E31-E32","v":31204.585107114337},{"$f":"F32","v":"Minimal"},null,{"$f":"H32","v":"Standard"},null,{"$f":"J32","v":"Standard"},null,{"$f":"L32","v":"Maximal"},null,{"$f":"N32","v":"Maximal"}]
["Sparplan Jahr 1",{"$f":"VLOOKUP(B32,Zins_u_Sparpläne!$G$2:$H$4,2,0)","v":2},null,{"$f":"VLOOKUP(D32,Zins_u_Sparpläne!$G$2:$H$4,2,0)","v":2},null,{"$f":"VLOOKUP(F32,Zins_u_Sparpläne!$G$2:$H$4,2,0)","v":1},null,{"$f":"VLOOKUP(H32,Zins_u_Sparpläne!$G$2:$H$4,2,0)","v":2},null,{"$f":"VLOOKUP(J32,Zins_u_Sparpläne!$G$2:$H$4,2,0)","v":2},null,{"$f":"VLOOKUP(L32,Zins_u_Sparpläne!$G$2:$H$4,2,0)","v":3},null,{"$f":"VLOOKUP(N32,Zins_u_Sparpläne!$G$2:$H$4,2,0)","v":3}]
["Sparplan ab Jahr 1",{"$f":"VLOOKUP(B33,Zins_u_Sparpläne!$G$2:$H$4,2,0)","v":2},null,{"$f":"VLOOKUP(D33,Zins_u_Sparpläne!$G$2:$H$4,2,0)","v":2},null,{"$f":"VLOOKUP(F33,Zins_u_Sparpläne!$G$2:$H$4,2,0)","v":1},null,{"$f":"VLOOKUP(H33,Zins_u_Sparpläne!$G$2:$H$4,2,0)","v":2},null,{"$f":"VLOOKUP(J33,Zins_u_Sparpläne!$G$2:$H$4,2,0)","v":2},null,{"$f":"VLOOKUP(L33,Zins_u_Sparpläne!$G$2:$H$4,2,0)","v":3},null,{"$f":"VLOOKUP(N33,Zins_u_Sparpläne!$G$2:$H$4,2,0)","v":3}]
["Wert Einlage 31.12.",{"$f":"MROUND((1+DAYS360(B28,B78)/360*B29)*B27,0.05)","v":0},null,{"$f":"MROUND((1+DAYS360(D28,D78)/360*D29)*D27,0.05)","v":0},null,{"$f":"MROUND((1+DAYS360(F28,F78)/360*F29)*F27,0.05)","v":0},null,{"$f":"MROUND((1+DAYS360(H28,H78)/360*H29)*H27,0.05)","v":0},null,{"$f":"MROUND((1+DAYS360(J28,J78)/360*J29)*J27,0.05)","v":0},null,{"$f":"MROUND((1+DAYS360(L28,L78)/360*L29)*L27,0.05)","v":0},null,{"$f":"MROUND((1+DAYS360(N28,N78)/360*N29)*N27,0.05)","v":0}]
["AGH 31.12.",{"$f":"ROUND((1+B29/12*(13-MONTH(B11)))*B19+VLOOKUP(B13,'AGS Finanzierung'!$B$8:$E$57,$B$34+1)*B17+B36,0.05)","v":49425},null,{"$f":"ROUND((1+D29/12*(13-MONTH(D11)))*D19+VLOOKUP(D13,'AGS Finanzierung'!$B$8:$E$57,$D$34+1)*D17+D36,0.05)","v":49425},null,{"$f":"(1+F29/12*(13-MONTH(F11)))*F19+VLOOKUP(F13,'AGS Finanzierung'!$B$8:$E$57,$D$34+1)*F17+F36","v":49424.649999999994},null,{"$f":"(1+H29/12*(13-MONTH(H11)))*H19+VLOOKUP(H13,'AGS Finanzierung'!$B$8:$E$57,$D$34+1)*H17+H36","v":49424.649999999994},null,{"$f":"(1+J29/12*(13-MONTH(J11)))*J19+VLOOKUP(J13,'AGS Finanzierung'!$B$8:$E$57,$D$34+1)*J17+J36","v":49424.649999999994},null,{"$f":"(1+L29/12*(13-MONTH(L11)))*L19+VLOOKUP(L13,'AGS Finanzierung'!$B$8:$E$57,$D$34+1)*L17+L36","v":49424.649999999994},null,{"$f":"(1+N29/12*(13-MONTH(N11)))*N19+VLOOKUP(N13,'AGS Finanzierung'!$B$8:$E$57,$D$34+1)*N17+N36","v":49424.649999999994}]
["Alterskapital"]
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[69,{"$f":"MROUND([0]!endkapital(B$78,B$79,B$80,B$81,B$82,A40,$A$87:$B$143),0.05)","v":546954.70000000007},null,{"$f":"MROUND([0]!endkapital(D$78,D$79,D$80,D$81,D$82,A40,$C$87:$D$143)+(1+D$31)^(YEAR(D$12)+$A40-YEAR(D$6))*(1+D$31/12*MONTH(D$12))*D$10,0.05)","v":546954.70000000007}]
[68,{"$f":"MROUND([0]!endkapital(B$78,B$79,B$80,B$81,B$82,A41,$A$87:$B$143),0.05)","v":519058.30000000005},null,{"$f":"MROUND([0]!endkapital(D$78,D$79,D$80,D$81,D$82,A41,$C$87:$D$143)+(1+D$31)^(YEAR(D$12)+$A41-YEAR(D$6))*(1+D$31/12*MONTH(D$12))*D$10,0.05)","v":519058.30000000005}]
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[65,{"$f":"VLOOKUP(YEAR(B12),UWS!$A$3:$K$84,3,1)","v":0.06},null,{"$f":"VLOOKUP(YEAR(D12),UWS!$A$3:$K$84,4,1)","v":3.9599999999999934E-2},null,48.25,null,48.25,null,48.25,null,48.25,null,48.25]
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[63,{"$f":"$B$56-($A$56-A58)*0.15%","v":5.6999999999999995E-2},null,{"$f":"$D$56-($A$56-A58)*0.15%","v":3.6599999999999931E-2},null,65,null,65,null,65,null,65,null,65]
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["Altersrente pro Monat",null,null,{"$f":"MROUND(D44*D50,1)","v":0},null,{"$f":"MROUND(F44*F50,1)","v":14417},null,{"$f":"MROUND(H44*H50,1)","v":14996},null,{"$f":"MROUND(J44*J50,1)","v":14996},null,{"$f":"MROUND(L44*L50,1)","v":25550},null,{"$f":"MROUND(N44*N50,1)","v":16863}]
[{"$f":"A51","v":70},{"$f":"MROUND(B39*B51/12,1)","v":3235},null,{"$f":"MROUND(D39*D51/12,1)","v":2257}]
[{"$f":"A52","v":69},{"$f":"MROUND(B40*B52/12,1)","v":3008},null,{"$f":"MROUND(D40*D52/12,1)","v":2078}]
[68,2790,null,1908]
[67,2580,null,1745]
[66,2378,null,1590]
[65,2185,null,1442]
[64,2000,null,1302]
[63,1822,null,1170]
[62,1653,null,1045]
[61,1491,null,928]
[60,1337,null,817]
["Erhöhung Alterskapital",null,null,{"$f":"D44/$B$44-1","v":0},null,{"$f":"F44/$B$44-1","v":-0.16694659571571258},null,{"$f":"H44/$B$44-1","v":-0.13347055195982738},null,{"$f":"J44/$B$44-1","v":-0.13347055195982738},null,{"$f":"L44/$B$44-1","v":-2.5593714639412068E-2},null,{"$f":"N44/L44-1","v":0}]
["Reduktion Umwandlungssatz",null,null,{"$f":"$B$3/D3-1","v":0},null,{"$f":"$B$3/F3-1","v":0},null,{"$f":"$B$3/H3-1","v":0},null,{"$f":"$B$3/J3-1","v":0},null,null,null,{"$f":"N50/L50-1","v":-0.34000000000000108}]
["Erhöhung / Reduktion Altersrente",null,null,{"$f":"-(1-D62/$B$62)","v":{"$error":"#DIV/0!"}},null,{"$f":"-(1-F62/$B$62)","v":{"$error":"#DIV/0!"}},null,{"$f":"-(1-H62/$B$62)","v":{"$error":"#DIV/0!"}},null,{"$f":"-(1-J62/$B$62)","v":{"$error":"#DIV/0!"}},null,{"$f":"-(1-L62/$B$62)","v":{"$error":"#DIV/0!"}},null,{"$f":"-(1-N62/$B$62)","v":{"$error":"#DIV/0!"}}]
[]
["Stichtag",{"$f":"Ausweis!I21","v":"2021-01-01"},null,{"$f":"$B$78","v":"2021-01-01"},null,{"$f":"$B$78","v":"2021-01-01"},null,{"$f":"$B$78","v":"2021-01-01"},null,{"$f":"$B$78","v":"2021-01-01"},null,{"$f":"$B$78","v":"2021-01-01"},null,{"$f":"$B$78","v":"2021-01-01"}]
["Geburtsdatum",{"$f":"B12","v":"1972-09-21"},null,{"$f":"D12","v":"1972-09-21"},null,{"$f":"F12","v":"1972-09-21"},null,{"$f":"H12","v":"1972-09-21"},null,{"$f":"J12","v":"1972-09-21"},null,{"$f":"L12","v":"1972-09-21"},null,{"$f":"N12","v":"1972-09-21"}]
["VersLohn",{"$f":"B18","v":80660},null,{"$f":"D18","v":80660},null,{"$f":"F18","v":80660},null,{"$f":"H18","v":80660},null,{"$f":"J18","v":80660},null,{"$f":"L18","v":80660},null,{"$f":"N18","v":80660}]
["Kapital",{"$f":"Ausweis!H23*0+B22","v":49373.650204160993},null,{"$f":"B81","v":49373.650204160993},null,{"$f":"F23","v":0},null,{"$f":"H23","v":0},null,{"$f":"J23","v":0},null,{"$f":"L23","v":0},null,{"$f":"N23","v":0}]
["Zins",{"$f":"B31","v":0.01},null,{"$f":"D31","v":0.01},null,{"$f":"F31","v":0.01},null,{"$f":"H31","v":0.01},null,{"$f":"J31","v":0.01},null,{"$f":"L31","v":0.01},null,{"$f":"N31","v":0.01}]
["RA",{"$f":"B16","v":65},null,{"$f":"D16","v":65},null,{"$f":"F16","v":65},null,{"$f":"H16","v":65},null,{"$f":"J16","v":65},null,{"$f":"L16","v":65},null,{"$f":"N16","v":65}]
["Sparplan",{"$f":"B35","v":2},null,{"$f":"D35","v":2},null,{"$f":"F35","v":1},null,{"$f":"H35","v":2},null,{"$f":"J35","v":2},null,{"$f":"L35","v":3},null,{"$f":"N35","v":3}]
[]
["Beitragsskala","Aktuell",null,"Neu",null,"Neu",null,"Neu",null,"Neu",null,"Neu",null,"Neu"]
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{"sheet":"Berechnung VL2","index":9,"n_rows":150,"n_cols":17,"rows_kept":150,"cut":false,"hidden":true,"merged":[]}
["Sparplan",{"$f":"Zins_u_Sparpläne!M14","v":"Standard"},null,{"$f":"Zins_u_Sparpläne!M14","v":"Standard"},null,"Minimal",null,"Standard",null,"Standard",null,"Maximal",null,"Maximal"]
["Altersgutschriften",{"$f":"IF(YEAR(Ausweis!F22)<2018,\"Alt\",\"Neu\")","v":"Neu"},null,"Neu",null,"Neu",null,"Neu",null,"Neu",null,"Alt",null,"Neu"]
["UWS",{"$f":"IF(B2=\"Alt\",VLOOKUP(YEAR(B12),UWS!$A$4:$K$84,3,1),VLOOKUP(YEAR(B12),UWS!$A$4:$K$84,4,1))","v":3.9599999999999934E-2},null,{"$f":"IF(D2=\"Alt\",VLOOKUP(YEAR(D12),UWS!$A$4:$K$84,3,1),VLOOKUP(YEAR(D12),UWS!$A$4:$K$84,4,1))","v":3.9599999999999934E-2},null,{"$f":"IF(F2=\"Alt\",VLOOKUP(YEAR(F12),UWS!$A$4:$K$84,3,1),VLOOKUP(YEAR(F12),UWS!$A$4:$K$84,4,1))","v":3.9599999999999934E-2},null,{"$f":"IF(H2=\"Alt\",VLOOKUP(YEAR(H12),UWS!$A$4:$K$84,3,1),VLOOKUP(YEAR(H12),UWS!$A$4:$K$84,4,1))","v":3.9599999999999934E-2},null,{"$f":"IF(J2=\"Alt\",VLOOKUP(YEAR(J12),UWS!$A$4:$K$84,3,1),VLOOKUP(YEAR(J12),UWS!$A$4:$K$84,4,1))","v":3.9599999999999934E-2},null,{"$f":"IF(L2=\"Alt\",VLOOKUP(YEAR(L12),UWS!$A$4:$K$84,3,1),VLOOKUP(YEAR(L12),UWS!$A$4:$K$84,4,1))","v":0.06},null,{"$f":"IF(N2=\"Alt\",VLOOKUP(YEAR(N12),UWS!$A$4:$K$84,3,1),VLOOKUP(YEAR(N12),UWS!$A$4:$K$84,4,1))","v":3.9599999999999934E-2}]
[]
[]
["Stichtag Umstellung","2017-01-01",null,"2017-01-01",{"$f":"(1-(D7-INT(D7)))","v":0.75}]
["Alter per Stichtag Umstellung",{"$f":"YEAR(B6)-YEAR(B12)+(MONTH(B6)-(MONTH(B12)+1))/12","v":44.25},null,{"$f":"YEAR(D6)-YEAR(D12)+(MONTH(B6)-(MONTH(D12)+1))/12","v":44.25}]
["Altersguthaben per Stichtag Umstellung",{"$f":"MROUND(B22,0.05)*0","v":0},null,{"$f":"MROUND(D22,0.05)*0","v":0}]
["Erhöhung AGH Stichtag Umstellung in %",{"$f":"IF(B2=\"Neu\",15.38%*(VLOOKUP(INT(B7),Anspruch!B4:C52,2,1)*(1-(D7-INT(D7)))+VLOOKUP(INT(D7+1),Anspruch!B4:C52,2,1)*(D7-INT(D7))),0)","v":0},null,{"$f":"IF(D2=\"Neu\",15.38%*(VLOOKUP(INT(D7),Anspruch!B4:C52,2,1)*(1-(D7-INT(D7)))+VLOOKUP(INT(D7+1),Anspruch!B4:C52,2,1)*(D7-INT(D7))),0)","v":0},{"$f":"VLOOKUP(INT(D7),Anspruch!B4:C52,2,1)*(1-(D7-INT(D7)))+VLOOKUP(INT(D7+1),Anspruch!B4:C52,2,1)*(D7-INT(D7))","v":0},{"$f":"IF(F2=\"Neu\",0,0)","v":0},null,{"$f":"IF(H2=\"Neu\",0,0)","v":0},null,{"$f":"IF(J2=\"Neu\",0,0)","v":0},null,{"$f":"IF(L2=\"Neu\",0,0)","v":0},null,{"$f":"IF(N2=\"Neu\",0,0)","v":0}]
["Erhöhung AGH Stichtag Umstellung in CHF",{"$f":"B9*B8","v":0},null,{"$f":"MROUND(D9*Ausweis!I23,0.05)","v":0}]
["Stichtag",{"$f":"Ausweis!F22","v":"2021-01-01"},null,{"$f":"Ausweis!F22","v":"2021-01-01"},{"$f":"(1+D31)^(YEAR(D12)+65-YEAR(D6))*(1+D31/12*MONTH(D12))*D10","v":0},{"$f":"$B$11","v":"2021-01-01"},null,{"$f":"$B$11","v":"2021-01-01"},null,{"$f":"$B$11","v":"2021-01-01"},null,{"$f":"$B$11","v":"2021-01-01"},null,{"$f":"$B$11","v":"2021-01-01"}]
["Geburtsdatum",{"$f":"Ausweis!H10","v":"1972-09-21"},null,{"$f":"Ausweis!I10","v":"1972-09-21"},{"$f":"(YEAR(D12)+65-YEAR(D6))","v":20},{"$f":"B12","v":"1972-09-21"},null,{"$f":"B12","v":"1972-09-21"},null,{"$f":"B12","v":"1972-09-21"},null,{"$f":"B12","v":"1972-09-21"},null,{"$f":"B12","v":"1972-09-21"}]
["BVG-Alter",{"$f":"YEAR(B11)-YEAR(B12)","v":49},null,{"$f":"YEAR(D11)-YEAR(D12)","v":49},null,{"$f":"YEAR(F11)-YEAR(F12)","v":49},null,{"$f":"YEAR(H11)-YEAR(H12)","v":49},null,{"$f":"YEAR(J11)-YEAR(J12)","v":49},null,{"$f":"YEAR(L11)-YEAR(L12)","v":49},null,{"$f":"YEAR(N11)-YEAR(N12)","v":49}]
["Alter per Stichtag",{"$f":"YEAR(B11)-YEAR(B12)+(MONTH(B11)-(MONTH(B12)+1))/12","v":48.25},null,{"$f":"YEAR(D11)-YEAR(D12)+(MONTH(D11)-(MONTH(D12)+1))/12","v":48.25},null,{"$f":"YEAR(F11)-YEAR(F12)+(MONTH(F11)-(MONTH(F12)+1))/12","v":48.25},null,{"$f":"YEAR(H11)-YEAR(H12)+(MONTH(H11)-(MONTH(H12)+1))/12","v":48.25},null,{"$f":"YEAR(J11)-YEAR(J12)+(MONTH(J11)-(MONTH(J12)+1))/12","v":48.25},null,{"$f":"YEAR(L11)-YEAR(L12)+(MONTH(L11)-(MONTH(L12)+1))/12","v":48.25},null,{"$f":"YEAR(N11)-YEAR(N12)+(MONTH(N11)-(MONTH(N12)+1))/12","v":48.25}]
["Alter per 01.01.2018 ",{"$f":"YEAR(B6)-YEAR(B12)+(MONTH(B6)-(MONTH(B12)+1))/12","v":44.25},null,{"$f":"YEAR(D6)-YEAR(D12)+(MONTH(D6)-(MONTH(D12)+1))/12","v":44.25}]
["Rentenalter",65,{"$f":"(((MONTH(B11)-1)*30)+DAY(B11))","v":1},{"$f":"B16","v":65},null,65,null,65,null,65,null,65,null,65]
["Vers Lohn Jahr 1",{"$f":"Ausweis!H18","v":0},null,{"$f":"B17","v":0},null,{"$f":"B17","v":0},null,{"$f":"B17","v":0},null,{"$f":"B17","v":0},null,{"$f":"B17","v":0},null,{"$f":"B17","v":0}]
["Vers Lohn Jahr 2 ",{"$f":"B17","v":0},null,{"$f":"B18","v":0},null,{"$f":"B18","v":0},null,{"$f":"B18","v":0},null,{"$f":"B18","v":0},null,{"$f":"B18","v":0},null,{"$f":"B18","v":0}]
["Altersguthaben per Stichtag Ausweis",{"$f":"Ausweis!H22*0","v":0},{"$f":"B19/B18","v":{"$error":"#DIV/0!"}},{"$f":"$B$19","v":0},{"$f":"D19/D18","v":{"$error":"#DIV/0!"}},{"$f":"$B$19","v":0},{"$f":"F19/F18","v":{"$error":"#DIV/0!"}},{"$f":"$B$19","v":0},{"$f":"H19/H18","v":{"$error":"#DIV/0!"}},{"$f":"$B$19","v":0},null,{"$f":"$B$19","v":0},{"$f":"L19/L18","v":{"$error":"#DIV/0!"}},{"$f":"$B$19","v":0},{"$f":"N19/N18","v":{"$error":"#DIV/0!"}}]
["Altersguthaben 31.12. Vorjahr",{"$f":"(B19-(VLOOKUP(B13,'AGS FinanzierungVL2'!B8:E64,B34+1)*(B17)/360)*(((MONTH(B11)-1)*30)+DAY(B11)))/(1+B29/360*(((MONTH(B11)-1)*30)+DAY(B11)))","v":0},null,{"$f":"(D19-(VLOOKUP(D13,'AGS FinanzierungVL2'!B8:E64,D34+1)*(D17)/360)*(((MONTH(D11)-1)*30)))/(1+D29/360*(((MONTH(D11)-1)*30)))","v":0}]
[{"$f":"\"Altersguthaben Stichtag 01.01.\"&YEAR(B11)","v":"Altersguthaben Stichtag 01.01.2021"},{"$f":"(B19-VLOOKUP(B13,'AGS Finanzierung'!$B$8:$E$57,$B$35+1)*(B17)/360)/(1+B29/360*1)","v":0},{"$f":"(B19-(VLOOKUP(B13,A87:B136,2)*(B17)/360)*(((MONTH(B11)-1)*30)+DAY(B11)))/(1+B31/360*(((MONTH(B11)-1)*30)+DAY(B11)))","v":0},{"$f":"(D19-VLOOKUP(D13,'AGS Finanzierung'!$B$13:$E$62,$D$35+1)*(D17)/360)/(1+D31/360*1)","v":0}]
[{"$f":"\"Altersguthaben 31.12.\"&YEAR(B11)","v":"Altersguthaben 31.12.2021"},{"$f":"B20*0*(1+B29)+VLOOKUP(B13,'AGS FinanzierungVL2'!B8:E64,$B$35+1)*(B17)","v":0},null,{"$f":"B22","v":0}]
[{"$f":"\"Altersguthaben 31.12.\"&YEAR(B11)+1","v":"Altersguthaben 31.12.2022"},{"$f":"B22*(1+B30)+VLOOKUP(B13+1,'AGS Finanzierung'!$B$8:$E$57,$B$35+1)*(B18)","v":0},null,{"$f":"D22*(1+D30)+VLOOKUP(D13+1,'AGS Finanzierung'!$M$8:$P$57,$D$35+1)*(D18)","v":0},{"$f":"(VLOOKUP(B13,'AGS FinanzierungVL2'!B8:E64,B34+1)*(B17)/360)*(((MONTH(B11)-1)*30)+DAY(B11))/(1+B29/360*(((MONTH(B11)-1)*30)+DAY(B11)))","v":0}]
["Altersabhängiger Ausgleich",{"$f":"VLOOKUP(INT(B14),Anspruch!$B$3:$C$100,2,0)*(1-(B14-INT(B14)))+VLOOKUP(INT(B14)+1,Anspruch!$B$3:$C$100,2,0)*(B14-INT(B14))","v":0},{"$f":"C21*(1+B31/360*(((MONTH(B11)-1)*30)+DAY(B11)))+(VLOOKUP(B13,'AGS Finanzierung'!$B$8:$E$57,$B$35+1)*(B17)/360)*(((MONTH(B11)-1)*30)+DAY(B11))","v":0},{"$f":"VLOOKUP(INT(D14),Anspruch!$B$3:$C$100,2,0)*(1-(D14-INT(D14)))+VLOOKUP(INT(D14)+1,Anspruch!$B$3:$C$100,2,0)*(D14-INT(D14))","v":0},null,{"$f":"VLOOKUP(INT(F14),Anspruch!$B$3:$C$100,2,0)*(1-(F14-INT(F14)))+VLOOKUP(INT(F14)+1,Anspruch!$B$3:$C$100,2,0)*(F14-INT(F14))","v":0},null,{"$f":"VLOOKUP(INT(H14),Anspruch!$B$3:$C$100,2,0)*(1-(H14-INT(H14)))+VLOOKUP(INT(H14)+1,Anspruch!$B$3:$C$100,2,0)*(H14-INT(H14))","v":0},null,{"$f":"VLOOKUP(INT(J14),Anspruch!$B$3:$C$100,2,0)*(1-(J14-INT(J14)))+VLOOKUP(INT(J14)+1,Anspruch!$B$3:$C$100,2,0)*(J14-INT(J14))","v":0},null,{"$f":"VLOOKUP(INT(L14),Anspruch!$B$3:$C$100,2,0)*(1-(L14-INT(L14)))+VLOOKUP(INT(L14)+1,Anspruch!$B$3:$C$100,2,0)*(L14-INT(L14))","v":0},null,{"$f":"VLOOKUP(INT(N14),Anspruch!$B$3:$C$100,2,0)*(1-(N14-INT(N14)))+VLOOKUP(INT(N14)+1,Anspruch!$B$3:$C$100,2,0)*(N14-INT(N14))","v":0},null,{"$f":"VLOOKUP(B13,'AGS Finanzierung'!$B$8:$E$57,$B$35+1)","v":0.2215}]
["Erhöhung Altersguthaben gemäss Alter",{"$f":"MROUND(B9*B24,0.0001)","v":0},null,{"$f":"MROUND(D9*D24,0.0001)","v":0},null,{"$f":"MROUND(F9*F24,0.0001)","v":0},null,{"$f":"MROUND(H9*H24,0.0001)","v":0},null,{"$f":"MROUND(J9*J24,0.0001)","v":0},null,{"$f":"MROUND(L9*L24,0.0001)","v":0},null,{"$f":"MROUND(N9*N24,0.0001)","v":0},null,{"$f":"B19*(1+B29)+B107*B17","v":0}]
["Erhöhung Altersguthaben in CHF",{"$f":"B25*B19","v":0},null,{"$f":"D25*D19","v":0},null,{"$f":"F25*F19","v":0},null,{"$f":"H25*H19","v":0},null,{"$f":"J25*J19","v":0},null,{"$f":"L25*L19","v":0},null,{"$f":"N25*N19","v":0},null,{"$f":"P25/2","v":0}]
["Einlage im Jahr 1",{"$f":"B26","v":0},543329.19999999995,{"$f":"D26","v":0},null,{"$f":"F26","v":0},null,{"$f":"H26","v":0},null,{"$f":"J26","v":0},null,{"$f":"L26","v":0},null,{"$f":"N26","v":0},null,{"$f":"P26/(1+1.25%/360*6*30)","v":0}]
["Datum Einlage","2018-01-01",{"$f":"VLOOKUP(B13,'AGS Finanzierung'!$B$8:$E$57,$B$35+1)*(B17)","v":0},"2018-01-01",null,"2018-01-01",null,"2018-01-01",null,"2018-01-01",null,"2018-01-01",null,"2018-01-01"]
[{"$f":"\"Zins im Jahr 1:  \"&YEAR(B11)","v":"Zins im Jahr 1:  2021"},{"$f":"VLOOKUP(YEAR(B11),Zinsen!C9:D33,2,1)","v":0.01},{"$f":"C27*(1+B29/4)+C28/4","v":544687.52299999993},{"$f":"B29","v":0.01},null,{"$f":"B29","v":0.01},null,{"$f":"B29","v":0.01},null,{"$f":"B29","v":0.01},null,{"$f":"B29","v":0.01},null,{"$f":"B29","v":0.01}]
[{"$f":"\"Zins im Jahr 2:  \"&YEAR(B11)+1","v":"Zins im Jahr 2:  2022"},{"$f":"VLOOKUP(YEAR(B11)+1,Zinsen!C9:D33,2,1)","v":0.01},null,{"$f":"B30","v":0.01}]
["Zins Projektion",{"$f":"VLOOKUP(YEAR(B11)+2,Zinsen!C9:D33,2,1)","v":0.01},{"$f":"C27*(1+B29/360*91)+C28/360*91","v":544702.61547777767},{"$f":"B31","v":0.01},null,{"$f":"B31","v":0.01},null,{"$f":"B31","v":0.01},null,{"$f":"B31","v":0.01},null,{"$f":"B31","v":0.01},null,{"$f":"B31","v":0.01}]
["Sparplan Jahr 1",{"$f":"B1","v":"Standard"},null,{"$f":"D1","v":"Standard"},null,{"$f":"F1","v":"Minimal"},null,{"$f":"H1","v":"Standard"},null,{"$f":"J1","v":"Standard"},null,{"$f":"L1","v":"Maximal"},null,{"$f":"N1","v":"Maximal"}]
["Sparplan ab Jahr 1",{"$f":"B32","v":"Standard"},null,{"$f":"D32","v":"Standard"},null,{"$f":"F32","v":"Minimal"},null,{"$f":"H32","v":"Standard"},null,{"$f":"J32","v":"Standard"},null,{"$f":"L32","v":"Maximal"},null,{"$f":"N32","v":"Maximal"}]
["Sparplan Jahr 1",{"$f":"VLOOKUP(B32,Zins_u_Sparpläne!$G$2:$H$4,2,0)","v":2},null,{"$f":"VLOOKUP(D32,Zins_u_Sparpläne!$G$2:$H$4,2,0)","v":2},null,{"$f":"VLOOKUP(F32,Zins_u_Sparpläne!$G$2:$H$4,2,0)","v":1},null,{"$f":"VLOOKUP(H32,Zins_u_Sparpläne!$G$2:$H$4,2,0)","v":2},null,{"$f":"VLOOKUP(J32,Zins_u_Sparpläne!$G$2:$H$4,2,0)","v":2},null,{"$f":"VLOOKUP(L32,Zins_u_Sparpläne!$G$2:$H$4,2,0)","v":3},null,{"$f":"VLOOKUP(N32,Zins_u_Sparpläne!$G$2:$H$4,2,0)","v":3}]
["Sparplan ab Jahr 1",{"$f":"VLOOKUP(B33,Zins_u_Sparpläne!$G$2:$H$4,2,0)","v":2},null,{"$f":"VLOOKUP(D33,Zins_u_Sparpläne!$G$2:$H$4,2,0)","v":2},null,{"$f":"VLOOKUP(F33,Zins_u_Sparpläne!$G$2:$H$4,2,0)","v":1},null,{"$f":"VLOOKUP(H33,Zins_u_Sparpläne!$G$2:$H$4,2,0)","v":2},null,{"$f":"VLOOKUP(J33,Zins_u_Sparpläne!$G$2:$H$4,2,0)","v":2},null,{"$f":"VLOOKUP(L33,Zins_u_Sparpläne!$G$2:$H$4,2,0)","v":3},null,{"$f":"VLOOKUP(N33,Zins_u_Sparpläne!$G$2:$H$4,2,0)","v":3}]
["Wert Einlage 31.12.",{"$f":"MROUND((1+DAYS360(B28,B78)/360*B29)*B27,0.05)","v":0},null,{"$f":"MROUND((1+DAYS360(D28,D78)/360*D29)*D27,0.05)","v":0},null,{"$f":"MROUND((1+DAYS360(F28,F78)/360*F29)*F27,0.05)","v":0},null,{"$f":"MROUND((1+DAYS360(H28,H78)/360*H29)*H27,0.05)","v":0},null,{"$f":"MROUND((1+DAYS360(J28,J78)/360*J29)*J27,0.05)","v":0},null,{"$f":"MROUND((1+DAYS360(L28,L78)/360*L29)*L27,0.05)","v":0},null,{"$f":"MROUND((1+DAYS360(N28,N78)/360*N29)*N27,0.05)","v":0}]
["AGH 31.12.",{"$f":"ROUND((1+B29/12*(13-MONTH(B11)))*B19+VLOOKUP(B13,'AGS Finanzierung'!$B$8:$E$57,$B$34+1)*B17+B36,0.05)","v":0},null,{"$f":"ROUND((1+D29/12*(13-MONTH(D11)))*D19+VLOOKUP(D13,'AGS Finanzierung'!$B$8:$E$57,$D$34+1)*D17+D36,0.05)","v":0},null,{"$f":"(1+F29/12*(13-MONTH(F11)))*F19+VLOOKUP(F13,'AGS Finanzierung'!$B$8:$E$57,$D$34+1)*F17+F36","v":0},null,{"$f":"(1+H29/12*(13-MONTH(H11)))*H19+VLOOKUP(H13,'AGS Finanzierung'!$B$8:$E$57,$D$34+1)*H17+H36","v":0},null,{"$f":"(1+J29/12*(13-MONTH(J11)))*J19+VLOOKUP(J13,'AGS Finanzierung'!$B$8:$E$57,$D$34+1)*J17+J36","v":0},null,{"$f":"(1+L29/12*(13-MONTH(L11)))*L19+VLOOKUP(L13,'AGS Finanzierung'!$B$8:$E$57,$D$34+1)*L17+L36","v":0},null,{"$f":"(1+N29/12*(13-MONTH(N11)))*N19+VLOOKUP(N13,'AGS Finanzierung'!$B$8:$E$57,$D$34+1)*N17+N36","v":0}]
["Alterskapital"]
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[69,{"$f":"MROUND([0]!endkapital(B$78,B$79,B$80,B$81,B$82,A40,$A$87:$B$143),0.05)","v":0},null,{"$f":"MROUND([0]!endkapital(D$78,D$79,D$80,D$81,D$82,A40,$C$87:$D$143)+(1+D$31)^(YEAR(D$12)+$A40-YEAR(D$6))*(1+D$31/12*MONTH(D$12))*D$10,0.05)","v":0}]
[68,{"$f":"MROUND([0]!endkapital(B$78,B$79,B$80,B$81,B$82,A41,$A$87:$B$143),0.05)","v":0},null,{"$f":"MROUND([0]!endkapital(D$78,D$79,D$80,D$81,D$82,A41,$C$87:$D$143)+(1+D$31)^(YEAR(D$12)+$A41-YEAR(D$6))*(1+D$31/12*MONTH(D$12))*D$10,0.05)","v":0}]
[67,{"$f":"MROUND([0]!endkapital(B$78,B$79,B$80,B$81,B$82,A42,$A$87:$B$143),0.05)","v":0},null,{"$f":"MROUND([0]!endkapital(D$78,D$79,D$80,D$81,D$82,A42,$C$87:$D$143)+(1+D$31)^(YEAR(D$12)+$A42-YEAR(D$6))*(1+D$31/12*MONTH(D$12))*D$10,0.05)","v":0}]
[66,{"$f":"MROUND([0]!endkapital(B$78,B$79,B$80,B$81,B$82,A43,$A$87:$B$143),0.05)","v":0},null,{"$f":"MROUND([0]!endkapital(D$78,D$79,D$80,D$81,D$82,A43,$C$87:$D$143)+(1+D$31)^(YEAR(D$12)+$A43-YEAR(D$6))*(1+D$31/12*MONTH(D$12))*D$10,0.05)","v":0}]
[65,{"$f":"MROUND([0]!endkapital(B$78,B$79,B$80,B$81,B$82,A44,$A$87:$B$143),0.05)","v":0},null,{"$f":"MROUND([0]!endkapital(D$78,D$79,D$80,D$81,D$82,A44,$C$87:$D$143)+(1+D$31)^(YEAR(D$12)+$A44-YEAR(D$6))*(1+D$31/12*MONTH(D$12))*D$10,0.05)","v":0},null,{"$f":"MROUND([0]!endkapital(F78,F79,F80,F81,F82,F83,$E$87:$F$136),0.05)","v":0},null,{"$f":"MROUND([0]!endkapital(H78,H79,H80,H81,H82,H83,$G$87:$H$136),0.05)","v":0},null,{"$f":"MROUND([0]!endkapital(J78,J79,J80,J81,J82,J83,$I$87:$J$136),0.05)","v":0},null,{"$f":"MROUND([0]!endkapital(L78,L79,L80,L81,L82,L83,$K$87:$L$136),0.05)","v":0},null,{"$f":"MROUND([0]!endkapital(N78,N79,N80,N81,N82,N83,$M$87:$N$136),0.05)","v":0},null,null,"Name Sparpläne"]
[64,{"$f":"MROUND([0]!endkapital(B$78,B$79,B$80,B$81,B$82,A45,$A$87:$B$143),0.05)","v":0},null,{"$f":"MROUND([0]!endkapital(D$78,D$79,D$80,D$81,D$82,A45,$C$87:$D$143)+(1+D$31)^(YEAR(D$12)+$A45-YEAR(D$6))*(1+D$31/12*MONTH(D$12))*D$10,0.05)","v":0}]
[63,{"$f":"MROUND([0]!endkapital(B$78,B$79,B$80,B$81,B$82,A46,$A$87:$B$143),0.05)","v":0},null,{"$f":"MROUND([0]!endkapital(D$78,D$79,D$80,D$81,D$82,A46,$C$87:$D$143)+(1+D$31)^(YEAR(D$12)+$A46-YEAR(D$6))*(1+D$31/12*MONTH(D$12))*D$10,0.05)","v":0}]
[62,{"$f":"MROUND([0]!endkapital(B$78,B$79,B$80,B$81,B$82,A47,$A$87:$B$143),0.05)","v":0},null,{"$f":"MROUND([0]!endkapital(D$78,D$79,D$80,D$81,D$82,A47,$C$87:$D$143)+(1+D$31)^(YEAR(D$12)+$A47-YEAR(D$6))*(1+D$31/12*MONTH(D$12))*D$10,0.05)","v":0}]
[61,{"$f":"MROUND([0]!endkapital(B$78,B$79,B$80,B$81,B$82,A48,$A$87:$B$143),0.05)","v":0},null,{"$f":"MROUND([0]!endkapital(D$78,D$79,D$80,D$81,D$82,A48,$C$87:$D$143)+(1+D$31)^(YEAR(D$12)+$A48-YEAR(D$6))*(1+D$31/12*MONTH(D$12))*D$10,0.05)","v":0}]
[60,{"$f":"MROUND([0]!endkapital(B$78,B$79,B$80,B$81,B$82,A49,$A$87:$B$143),0.05)","v":0},null,{"$f":"MROUND([0]!endkapital(D$78,D$79,D$80,D$81,D$82,A49,$C$87:$D$143)+(1+D$31)^(YEAR(D$12)+$A49-YEAR(D$6))*(1+D$31/12*MONTH(D$12))*D$10,0.05)","v":0}]
["Umwandlungssatz",null,null,null,null,{"$f":"F3","v":3.9599999999999934E-2},null,{"$f":"H3","v":3.9599999999999934E-2},null,{"$f":"J3","v":3.9599999999999934E-2},null,{"$f":"L3","v":0.06},null,{"$f":"N3","v":3.9599999999999934E-2}]
[{"$f":"A39","v":70},{"$f":"$B$56-($A$56-A51)*0.15%","v":6.7500000000000004E-2},null,{"$f":"$D$56-($A$56-A51)*0.15%","v":4.7099999999999934E-2},null,{"$f":"F9","v":0},null,{"$f":"H9","v":0},null,{"$f":"J9","v":0},null,{"$f":"L9","v":0},null,{"$f":"N9","v":0}]
[{"$f":"A40","v":69},{"$f":"$B$56-($A$56-A52)*0.15%","v":6.6000000000000003E-2},null,{"$f":"$D$56-($A$56-A52)*0.15%","v":4.5599999999999932E-2},null,{"$f":"F6","v":0},null,{"$f":"H6","v":0},null,{"$f":"J6","v":0},null,{"$f":"L6","v":0},null,{"$f":"N6","v":0}]
[68,{"$f":"$B$56-($A$56-A53)*0.15%","v":6.4500000000000002E-2},null,{"$f":"$D$56-($A$56-A53)*0.15%","v":4.4099999999999931E-2},null,{"$f":"F11","v":44197},null,{"$f":"H11","v":44197},null,{"$f":"J11","v":44197},null,{"$f":"L11","v":44197},null,{"$f":"N11","v":44197}]
[67,{"$f":"$B$56-($A$56-A54)*0.15%","v":6.3E-2},null,{"$f":"$D$56-($A$56-A54)*0.15%","v":4.2599999999999937E-2},null,26563,null,26563,null,26563,null,26563,null,26563]
[66,{"$f":"$B$56-($A$56-A55)*0.15%","v":6.1499999999999999E-2},null,{"$f":"$D$56-($A$56-A55)*0.15%","v":4.1099999999999935E-2},null,49,null,49,null,49,null,49,null,49]
[65,{"$f":"VLOOKUP(YEAR(B12),UWS!$A$3:$K$84,3,1)","v":0.06},null,{"$f":"VLOOKUP(YEAR(D12),UWS!$A$3:$K$84,4,1)","v":3.9599999999999934E-2},null,48.25,null,48.25,null,48.25,null,48.25,null,48.25]
[{"$f":"A45","v":64},{"$f":"$B$56-($A$56-A57)*0.15%","v":5.8499999999999996E-2},null,{"$f":"$D$56-($A$56-A57)*0.15%","v":3.8099999999999933E-2},null,0,null,0,null,0,null,0,null,0]
[63,{"$f":"$B$56-($A$56-A58)*0.15%","v":5.6999999999999995E-2},null,{"$f":"$D$56-($A$56-A58)*0.15%","v":3.6599999999999931E-2},null,65,null,65,null,65,null,65,null,65]
[62,{"$f":"$B$56-($A$56-A59)*0.15%","v":5.5499999999999994E-2},null,{"$f":"$D$56-($A$56-A59)*0.15%","v":3.5099999999999937E-2},null,0,null,0,null,0,null,0,null,0]
[61,{"$f":"$B$56-($A$56-A60)*0.15%","v":5.3999999999999999E-2},null,{"$f":"$D$56-($A$56-A60)*0.15%","v":3.3599999999999935E-2},null,0,null,0,null,0,null,0,null,0]
[60,{"$f":"$B$56-($A$56-A61)*0.15%","v":5.2499999999999998E-2},null,{"$f":"$D$56-($A$56-A61)*0.15%","v":3.2099999999999934E-2},null,0,null,0,null,0,null,0,null,0,null,null,"Aktuell"]
["Altersrente pro Monat",null,null,{"$f":"MROUND(D44*D50,1)","v":0},null,{"$f":"MROUND(F44*F50,1)","v":0},null,{"$f":"MROUND(H44*H50,1)","v":0},null,{"$f":"MROUND(J44*J50,1)","v":0},null,{"$f":"MROUND(L44*L50,1)","v":0},null,{"$f":"MROUND(N44*N50,1)","v":0}]
[{"$f":"A51","v":70},{"$f":"MROUND(B39*B51/12,1)","v":0},null,{"$f":"MROUND(D39*D51/12,1)","v":0}]
[{"$f":"A52","v":69},{"$f":"MROUND(B40*B52/12,1)","v":0},null,{"$f":"MROUND(D40*D52/12,1)","v":0}]
[68,0,null,0]
[67,0,null,0]
[66,0,null,0]
[65,0,null,0]
[64,0,null,0]
[63,0,null,0]
[62,0,null,0]
[61,0,null,0]
[60,0,null,0]
["Erhöhung Alterskapital",null,null,{"$f":"D44/$B$44-1","v":{"$error":"#DIV/0!"}},null,{"$f":"F44/$B$44-1","v":{"$error":"#DIV/0!"}},null,{"$f":"H44/$B$44-1","v":{"$error":"#DIV/0!"}},null,{"$f":"J44/$B$44-1","v":{"$error":"#DIV/0!"}},null,{"$f":"L44/$B$44-1","v":{"$error":"#DIV/0!"}},null,{"$f":"N44/L44-1","v":{"$error":"#DIV/0!"}}]
["Reduktion Umwandlungssatz",null,null,{"$f":"$B$3/D3-1","v":0},null,{"$f":"$B$3/F3-1","v":0},null,{"$f":"$B$3/H3-1","v":0},null,{"$f":"$B$3/J3-1","v":0},null,null,null,{"$f":"N50/L50-1","v":-0.34000000000000108}]
["Erhöhung / Reduktion Altersrente",null,null,{"$f":"-(1-D62/$B$62)","v":{"$error":"#DIV/0!"}},null,{"$f":"-(1-F62/$B$62)","v":{"$error":"#DIV/0!"}},null,{"$f":"-(1-H62/$B$62)","v":{"$error":"#DIV/0!"}},null,{"$f":"-(1-J62/$B$62)","v":{"$error":"#DIV/0!"}},null,{"$f":"-(1-L62/$B$62)","v":{"$error":"#DIV/0!"}},null,{"$f":"-(1-N62/$B$62)","v":{"$error":"#DIV/0!"}}]
[]
["Stichtag",{"$f":"Ausweis!I21","v":"2021-01-01"},null,{"$f":"$B$78","v":"2021-01-01"},null,{"$f":"$B$78","v":"2021-01-01"},null,{"$f":"$B$78","v":"2021-01-01"},null,{"$f":"$B$78","v":"2021-01-01"},null,{"$f":"$B$78","v":"2021-01-01"},null,{"$f":"$B$78","v":"2021-01-01"}]
["Geburtsdatum",{"$f":"B12","v":"1972-09-21"},null,{"$f":"D12","v":"1972-09-21"},null,{"$f":"F12","v":"1972-09-21"},null,{"$f":"H12","v":"1972-09-21"},null,{"$f":"J12","v":"1972-09-21"},null,{"$f":"L12","v":"1972-09-21"},null,{"$f":"N12","v":"1972-09-21"}]
["VersLohn",{"$f":"B18","v":0},null,{"$f":"D18","v":0},null,{"$f":"F18","v":0},null,{"$f":"H18","v":0},null,{"$f":"J18","v":0},null,{"$f":"L18","v":0},null,{"$f":"N18","v":0}]
["Kapital",{"$f":"Ausweis!H23*0+B22","v":0},null,{"$f":"Ausweis!I23*0+D22","v":0},null,{"$f":"F23","v":0},null,{"$f":"H23","v":0},null,{"$f":"J23","v":0},null,{"$f":"L23","v":0},null,{"$f":"N23","v":0}]
["Zins",{"$f":"B31","v":0.01},null,{"$f":"D31","v":0.01},null,{"$f":"F31","v":0.01},null,{"$f":"H31","v":0.01},null,{"$f":"J31","v":0.01},null,{"$f":"L31","v":0.01},null,{"$f":"N31","v":0.01}]
["RA",{"$f":"B16","v":65},null,{"$f":"D16","v":65},null,{"$f":"F16","v":65},null,{"$f":"H16","v":65},null,{"$f":"J16","v":65},null,{"$f":"L16","v":65},null,{"$f":"N16","v":65}]
["Sparplan",{"$f":"B35","v":2},null,{"$f":"D35","v":2},null,{"$f":"F35","v":1},null,{"$f":"H35","v":2},null,{"$f":"J35","v":2},null,{"$f":"L35","v":3},null,{"$f":"N35","v":3}]
[]
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[]
[]
[]
[]
["Maximale AHV-Altersrente"]
[2016,28200]
[2017,28200]

{"sheet":"AGS Finanzierung","index":10,"n_rows":64,"n_cols":26,"rows_kept":64,"cut":false,"hidden":true,"merged":[]}
[]
[]
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